Unlock Unbeatable Value in Sarasota: Rare 3.49% FHA Assumable Loan Available, or Purchase with Your Own Financing! Seize this incredible opportunity to own a meticulously maintained, 1,758-square-foot townhouse in the highly desirable community of Palmer Place at Artistry for just $312,000. Built in 2019, this spacious 3-bedroom, 2.5-bathroom Sarasota home for sale features an open modern layout, an attached one-car garage, and a private back patio boasting tranquil, picturesque lake views. What truly sets this Sarasota County real estate listing apart is its ultimate financial flexibility: qualified buyers can choose to assume an existing FHA loan at an astounding, historically low 3.49% interest rate to slash their monthly mortgage payments-though assuming the loan is completely optional, and you are entirely free to buy using any traditional conventional loan, new mortgage, or cash. This pet-friendly community is excellent for both homeowners and savvy investors looking for prime real estate near Siesta Key Beach, offering a flexible rental policy allowing owners to lease the unit once per year (8-12 month terms) just minutes away from top local dining, premier area shopping, and recreational parks. Whether you take advantage of the unbeatable 3.49% FHA assumable rate or bring your own financing, this pristine, move-in-ready townhouse represents the absolute best value under $350k in the Sarasota housing market-schedule your private showing today before it's gone!